#Expediting expenses meaning update

Our coverage is much more than what used to be called “boiler and machinery” coverage. To respond to these risks we designed our Equipment Breakdown coverage to meet the needs of the business we underwrite most frequently for you apartment buildings, churches, restaurants, tenants, office buildings and other commercial accounts. The root causes of breakdowns are many but can include uncommon events such as: Equipment breakdown losses often total many thousands, sometimes tens of thousands of dollars or even beyond. It is an exposure that no insured should be without due to the risks being too great. Boiler explosion, cracking or collapse.Įquipment Breakdown is Common and Often Severe.Įquipment breakdown occurs more frequently and is consequently more severe than what many people realize.We developed our product to pay for damage caused by technical risks normally excluded in standard property forms, such as: Most equipment today include microprocessors, sensitive circuitry and other fragile components and the risk of breakdown are greater than just a few years ago. Equipment requires special insurance because the risks that can cause damage are unique. Whether it’s for heating, air conditioning, refrigeration, electricity, hot water, security, customer service or other business operations, equipment is essential to a business, its operations and income. Equipment Breakdown coverage protects the heart of a business the equipment, electronics, machinery and systems that businesses rely on every day. We believe this to be a very significant coverage enhancement. Including Equipment Breakdown coverage enhances the value of our policies, keeps our product competitive and responds to your growing need for insurance from technical risks.Įquipment Has Changed. Included with your business commercial insurance policy is Equipment Breakdown coverage. Panhandle Farmers Mutual Insurance Company continually seeks to enhance the products and services that we provide to our agents and policyholders. The call center is closed on federal holidays.Equipment Breakdown Coverage Protects the Heart of a Business ET, Mondays through Fridays, or Saturdays and Sundays from 10:00 a.m. Urgent Travel Service: Schedule an appointment if you are traveling internationally within 14 calendar days or need a foreign visa within 28 calendar days. Learn more on our Life-or-Death Emergency page. Life-or-Death Emergency Service: We are prioritizing customers who are traveling internationally in the next 3 business days due to a qualified life-or-death emergency. What number you call to make an appointment depends on the day of the week and time of day. We will provide unique confirmation information that our staff will verify on the day on your appointment.You cannot transfer your appointment to another customer.We do not charge a fee to make an appointment.You cannot walk-in without an appointment.You can only make an appointment by calling us.Our email is have two types of appointments: Life-or-Death Emergency Service and Urgent Travel Service.

#Expediting expenses meaning update

Do not email us if you are requesting a status update or you have a travel emergency.

Email us only if you need to cancel an appointment at a passport agency or center.

embassy or consulate if you are applying outside the United States.

If you are deaf or hard of hearing, call 1-88 for TDD/TTY teletype services.Eastern Time, and Saturdays and Sundays from 10:00 a.m. Representatives are available Mondays through Fridays from 8:00 a.m.Appointments are limited and we cannot guarantee that one will be available.ĭo not call us unless you need a foreign visa within the next 28 days. You must have an appointment to go in person to a passport agency or center. I have not applied yet I'm traveling in 14 days or less.Ĭall 1-87. Continue to check online for status updates. We are working around the clock to issue your passport. Do not call unless you applied in person or renewed by mail, and you are changing your mailing address, upgrading to expedited service, or requesting 1-2 day delivery of your completed passport.